

A 7-Point Checklist for Creating Your Estate Plan
The first mistake nearly everyone makes with estate planning is procrastinating. People put it off, assuming they’ll do it later in life, when retirement is close or when health issues start creeping in. Honestly, estate planning is less about age and more about control. It’s about deciding who makes decisions for you if you become unable to do so, who receives your assets, and how much stress your family will face if you suddenly fall ill or pass away. This can sound like
Deborah Stewart
4 minutes ago6 min read


What if Your Loved One’s Nursing Home Bills Eat Their Savings?
Nursing home care is expensive, often costing tens of thousands per year, and if you’re not prepared, it can quickly deplete savings. The good news? With early planning, legal strategies, and the right attorney , families can protect assets while ensuring their loved one gets the care they need without any financial trouble. Yes—Nursing Home Fees Are Expensive The average cost of a private nursing home room in the U.S. is around $12,000 to $15,000 per month. Even a semi-priva
Agency Tech
Dec 15, 20254 min read


Health Care Decisions: How to Plan for Dementia and Alzheimer's
Catching Dementia and Alzheimer's early and creating a personalized plan is the smartest thing you can achieve in this situation, here's how:
Deborah Stewart
Dec 2, 20255 min read
Guardianship vs. Power of Attorney: Which One Should You Choose?
When planning for your own future or a loved one's, two legal tools often come up: guardianship and a power of attorney. They might seem similar (in a way, they are, both give someone the authority to make decisions for another), but they work in very different ways, have different ranges, and involve vastly different levels of court control. It’s important to differentiate the two to save your money and time later on. Here’s the key takeaway: Power of Attorney: Gives you th
Agency Tech
Nov 17, 20255 min read


The Probate Timeline in Georgia: What to Expect—and How to Reduce Delays
Unfortunately for many families, when a loved one passes away without a valid trust, their next step is to face probate. Probate is the court-supervised procedure for settling an estate, and it’s known to be an expensive, drawn-out process (from 6 months to a year) . The biggest delays usually come from missing paperwork, unclear wills, or family disputes. The Purpose of Probate Confirms the validity of the will (or appoints an administrator if there’s none) Pays any debts an
Deborah Stewart
Nov 3, 20255 min read


The Differences Between Medicare and Medicaid: What Seniors Should Know
When it comes to healthcare in retirement, two programs— Medicare and Medicaid —often cause the most confusion in differentiating or choosing between them. Here’s the simple truth: Medicare is federal health insurance for people 65 and older (or younger with certain disabilities), while Medicaid is state-managed assistance for people with limited income and resources. There! Easy as that. Medicare is based on age and work history. Medicaid is based on financial need . Some
Deborah Stewart
Oct 20, 20254 min read


Preparing for the New College-Bound Adult
As the proud mother of a college-bound son, I have been laser-focused on preparing for his upcoming journey. While I couldn't be happier...
Deborah Stewart
Aug 13, 20202 min read


Will She or Won't She
Recently, while discussing estate planning with one of my friends, I was asked why she, as a single person, needed to draft a Will. ...
Deborah Stewart
Jan 22, 20202 min read


Mom Left No Will
Recently I had the good fortune of talking to a young man whose mother had recently died without a Will. While still grieving, this young...
Deborah Stewart
Jan 22, 20202 min read

